Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.

Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.

Making your dream home a reality.

Riegel Federal Credit Union and Member First Mortgage, LLC have joined forces to deliver affordable mortgage solutions and exceptional service to help you achieve your homeownership dreams.

• Wide range of loan offerings
• Affordable down payment options
• Competitive rates & closing costs
• Expedited closings
• Easy online application

Budget Friendly Solutions

Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.

“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

Buying a home is the key to unlocking your future and making lasting memories. Riegel Federal Credit Union is here to help.

What To Expect

A mortgage is one of the biggest purchases you make. Watch this video for a quick guide on the process, and what to expect.

Mortgage Calculator

Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.

Ready to make your dream home a reality? Start by filling out our mortgage application today!

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RAISED
 $376,943

OUR GOAL
 $1,000,000

John Forsyth, Lead Researcher, The Canadian Polar Insitute

If you have questions and want to talk about your specific situation, 
call our expert Mortgage Consultant from Member First Mortgage today:

Mortgage Consultant

Contact Us Today

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

*Chris Papagni is authorized to represent Member First Mortgage, LLC.For MLO licensing information, please visit NMLS Consumer Access.

Types of Loans

Tell us about yourself

From application to closing, our expert mortgage team will ensure that you stay informed. Watch this video to learn how to apply.

How to Apply

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.

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Home Loans

* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.  Chris Papagni, NMLS #282725 is authorized to act as an agent of Riegel Federal Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Riegel Fedeal Credit Union: (515 Milford Warren Glen Road, Milford, NJ 08848 | (908) 995-2326 | NMLS ID: 466809). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

AVP of Lending

Loan Administrator